The following items may be critical to your loan being completed in a timely manner. Please provide them if they apply to you.

• W-2 STATEMENTS FOR THE PAST TWO YEARS

• PAYCHECK STUBS COVERING THE MOST RECENT 30-DAY PERIOD

• MOST RECENT STATEMENTS (ALL PAGES) FOR BANKS, MUTUAL FUNDS AND IRA'S

• FEDERAL TAX RETURNS FOR THE PREVIOUS 2 YEARS
(IF SELF EMPLOYED OR RECEIVE COMMISSION INCOME)

• NAME AND PHONE NUMBER OF INSURANCE AGENT

• COPIES OF LEASE AGREEMENTS FOR RENTAL PROPERTIES OWNED

• COPY OF SALES CONTRACT, CLOSING STATEMENT, OR LEASE AGREEMENT FOR PRESENT HOME

• COPY OF SALES CONTRACT FOR HOME BEING PURCHASED

• COMPLETE COPY OF BANKRUPTCY PAPERS INCLUDING DISCHARGE

• DIVORCE DECREE AND SEPARATION AGREEMENT

• PROOF OF CHILD SUPPORT

• LETTER OF EXPLANATION FOR GAP IN EMPLOYMENT